Saturday, August 21, 2010

Bad Karma??

In February the transmission in my '05 Explorer went out.  It took us 4 months, a fraud case and $1500 to get it fixed.  After all the drama, a blessing came in the form of my in laws who gave us the money to fix our ride.

It was only supposed to take a week or so for the rebuild, but ended up being more like 3 and a half.  Such is our "luck."  Just like when we originally purchased a new transmission that my husband was going to put in himself.  Turns out the company peaced out in the middle of the night leaving us and a lot of other people out of their money with nothing to show.  Luckily our bank got the charges reversed and the money back to us. 

So... after four months of having to drive our RV around as our only means of transportation, our Explorer is returned and running smoothly.  Too good to be true.

Last Saturday, while it was parked in front of our tattoo shop some guy in a Pontiac Grand Dam came along and side swiped 4 cars and then crashed into my Explorer, sending it up on the curb, pinning it between a light pole and the car that was parked in front of it.

As we come to find out, the insurance on the car that cause damaged to 6 cars is EXPIRED.  Last phone call with my insurance said they were trying to go after the driver and the owner of the car to collect the money.  I'm sure this will be a long and drawn out process.  In the mean time, MY insurance (as I am fully covered, like a good, law abiding citizen) will cover this... as long as I pay the $500 deductible for my collision coverage.  The money will be given back to me WHEN they collect from the driver and/or the owner of the car. 

It's been a week.  I'm still waiting for them to send out some guy to check out my car to see if it is fixable or if they are going to total it.  *sigh*  In the mean time I have no car and no rental.  Because I declined rental car coverage on my insurance, because presumably the car and driver have no insurance... even though this was through no fault of my own.  *double sigh*

So... I am beginning to think I did something really wrong lately.  Or that my Explorer just has bad karma. 

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